Protection planning
Life Insurance Calculator
Estimate the life insurance cover your family may need
A life insurance policy is meant to do more than replace income. It may need to help your family manage outstanding liabilities, meet important financial commitments and maintain regular expenses if you are no longer around to provide for them.
This calculator is designed to give an indicative estimate of life insurance cover based on liabilities, family goals, ongoing expenses and existing financial resources.

How this calculator works
It adds your liabilities and commitments to a future-expense corpus. The corpus uses adjusted annual expenses, inflation, tax on investment income, expected returns and years of support (annuity-due present value). Existing resources are then subtracted to arrive at additional cover required.