Resources & Calculators
Practical tools, worksheets and financial calculators designed to help you turn ideas into action.
Whether you are planning for retirement, reviewing your cash flow, working through a chapter of The Second Half of Zindagi! or simply trying to organise your finances better, this page brings together practical tools that can help you move from concept to clarity.
Some of these resources are linked directly from the book through QR codes, while others are designed as standalone tools for investors, professionals, families and retirees looking to approach money decisions in a more structured way.
1. USING A QR CODE FROM THE BOOK? START HERE.
This section is designed as a practical companion to The Second Half of Zindagi!. Use these tools to apply the ideas from the book and strengthen your planning.
Retirement Corpus Calculator
Estimate the corpus that may be required for your retirement based on expenses, age and inflation.
Open Tool →Retirement Expense Inflation Calculator
Understand how today’s expenses may grow over time and why inflation matters.
Open Tool →Retirement Bucket Planning Worksheet
Plan how to allocate across liquidity, income, stability and long-term growth buckets.
Open Tool →Retirement Income / Withdrawal Calculator
See how different withdrawal amounts and returns impact the sustainability of your corpus.
Open Tool →Emergency Fund Calculator
Estimate an appropriate emergency reserve based on expenses and responsibilities.
Open Tool →Net Worth & Asset Mapping Worksheet
Organise your assets, liabilities, ownership details and key financial information.
Open Tool →Insurance Review Checklist
Review your protection needs and key insurance areas in a structured way.
Open Tool →Estate Planning Checklist
A step-by-step checklist for wills, nominations, documents and important planning.
Open Tool →Retirement Readiness Self-Assessment
Assess your financial and practical readiness for a secure and meaningful retirement.
Open Tool →WHAT YOU WILL FIND HERE
Some tools here help you calculate or estimate numbers. Others help you review information, organise records or work through financial tasks more methodically.
2. FINANCIAL CALCULATORS
3. CHECKLISTS & WORKSHEETS
Planning Worksheets
Retirement & Family Preparedness Checklists
Tax & Compliance Checklists
These are meant to help you keep key information in one place and approach financial tasks with more clarity.
4. A NOTE ON USING THESE TOOLS
These calculators, worksheets and checklists are designed to make financial concepts easier to understand and easier to apply. They can help you organise financial information, test assumptions and approach financial questions with more structure.
At the same time, every financial situation comes with its own context, constraints and trade-offs. Calculator outputs depend on the assumptions used, and real-life decisions often involve factors that no tool can fully capture—such as changing income patterns, taxation, family responsibilities, risk tolerance, liquidity needs and future uncertainty.
Use these resources as a practical starting point for clarity and preparation.
5. NEED HELP PUTTING THE NUMBERS IN CONTEXT?
If a calculator has raised new questions, a worksheet has highlighted gaps you want to address, or you’d like to approach your finances in a more organised way, I’m here to help.