The Foundations of Retirement Planning
Understanding how much you may need, where you stand today, and the role of insurance and financial protection.
BOOKS
Exploring money & life beyond the numbers.
Writing gives me the space to explore financial subjects beyond calculations and frameworks — to look at the decisions, transitions and human experiences that often sit behind the numbers.
This page brings together my books and long-form writing — exploring money, life and the many ways the two intersect.
FEATURED BOOK
The Second Half of Zindagi!
Your Guide to Financial Freedom, Purpose & Well-being in Your Retirement
My first book explores one of life's most significant transitions: retirement.
Retirement is often discussed in terms of corpus targets, investment returns and withdrawal strategies. Those matter — but retirement also raises questions that a calculator cannot fully answer: identity, health, family responsibilities, routine, uncertainty, purpose and what life looks like once work is no longer at the centre of it.
The Second Half of Zindagi! brings these conversations together, combining financial planning with the wider realities that shape retirement.
[Release / availability / purchase information to be added once finalised.]
WHAT YOU'LL FIND INSIDE
The Second Half of Zindagi! approaches retirement as more than a single financial milestone. Across fourteen chapters, it follows the retirement journey from the fundamentals of planning to the financial and personal realities that emerge across different stages of life.
Retirement Across the Decades
Planning through your 20s, 30s, 40s, 50s and 60s — because the questions, priorities and decisions change with every stage.
When Retirement Doesn't Follow the Plan
What happens when the numbers fall short, or when retirement arrives earlier than expected through VRS or other circumstances.
Retirement & Women
The financial realities women can face through career breaks, longevity, changing family roles and financial dependence.
Estate Planning & Legacy
Preparing not only for retirement, but for how assets, responsibilities and wishes eventually pass forward.
The Inner Journey
Looking beyond the corpus to identity, purpose, routine and the person who will actually live the retirement being planned.
The Retirement Toolkit
Practical frameworks, calculations and checklists designed to help readers apply key concepts from the chapters to their own financial lives.
INSIDE THE BOOK
A closer look.
The Second Half of Zindagi! is designed to make retirement planning feel less like a textbook and more like a conversation.
Realistic characters and everyday situations introduce the questions people often carry about retirement. Financial concepts are then explored through conversations, examples, illustrations and visual frameworks, while the Retirement Toolkit helps translate key ideas into practical calculations, checklists and exercises.
And as the book progresses, the conversation gradually moves beyond money — towards health, family, independence, legacy, identity and purpose.