Retirement Planning: Start Early, Stay Financially Secure
Why early planning can make a big difference to your retirement years.
RETIREMENT
INSIGHTS
Personal finance, explained through everyday decisions.
Articles, columns and educational writing on personal finance, retirement, investing, taxation and the money decisions that form part of everyday life.
This page brings together my written work across publications and digital platforms — with the aim of making financial ideas easier to understand, relate to and use.
WHAT I WRITE ABOUT
Finance is rarely just about the numbers.
The decisions we make around money are often shaped by habits, priorities, life stages and circumstances. My writing explores both the technical and practical sides of personal finance — from retirement and investing to borrowing, insurance, taxation and everyday financial behaviour.
Retirement Planning
Preparing financially — and practically — for life after work.
Investing & Wealth Creation
Understanding investment concepts and long-term financial decisions.
Taxation
Making tax-related concepts and considerations easier to understand.
Insurance & Financial Protection
Understanding the role of protection in a broader financial plan.
Borrowing & Debt
Looking at loans, EMIs and the financial choices surrounding debt.
Money Habits & Financial Behaviour
Exploring the everyday behaviours and decisions that influence our financial lives.
IN PRINT & PUBLICATION
Writing across publications.
My articles and columns on personal finance have appeared in publications including Mumbai Samachar, Capital World and Business Guardian.
Many of these pieces begin with situations we encounter in ordinary life — waiting too long to invest, lifestyle inflation, borrowing decisions, financial comparison, emergency planning or conversations about money — and use them to explore a broader financial idea.
Mumbai Samachar
The Finance & Investment Journal
Insight. Analysis. Opportunity.
FEATURED ARTICLES & COLUMNS
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INVESTING
SIP vs Lump Sum: Which Approach Works Better?
A simple comparison to help you choose what suits your goals.
TAXATION
Understanding ITR Filing for Salaried Individuals
Key points to keep in mind while preparing your income tax return.
INSURANCE
Why Insurance Is an Essential Part of Financial Planning
How protection today can safeguard your tomorrow.
BORROWING
Home Loan: A Tool For Your Goals, Not a Burden
Things to consider before taking a home loan.
MONEY & BEHAVIOUR
How Much Pocket Money Should You Give Your Child?
Using pocket money to build good financial habits in children.
PREFER TO WATCH OR LISTEN?
Some financial conversations work just as well beyond the written word.
For television appearances, interviews, podcasts, videos and other media conversations, explore Media &
Features.
LOOKING FOR SOMETHING SPECIFIC?
Browse the articles by topic, or get in touch for writing, publication or other professional enquiries.