01.
Introduction
Welcome to the official website of Mitali Mehta. These Terms & Conditions (“Terms”) govern your access to and use of this website, including all published articles, insights, resources, interactive financial calculators, book excerpts, media features, and contact mechanisms provided on or through the site.
Please read these Terms carefully before browsing or using the website. Throughout these Terms, “we,” “us,” and “our” refer to Mitali Mehta and affiliated professional initiatives, and “user,” “visitor,” or “you” refers to any individual or entity accessing this website.
02.
Acceptance of Terms
By accessing, browsing, reading, or using any part of this website, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions in full, along with our Privacy Policy.
If you do not agree with any part of these Terms, you must discontinue your access to and use of this website immediately.
03.
Use of the Website
You agree to use this website solely for lawful, personal, or legitimate professional evaluation purposes and in accordance with all applicable laws and regulations. You agree not to:
- Misuse or Disrupt: Interfere with, compromise, or disrupt the integrity, security, or performance of the website or connected networks and servers.
- Unauthorized Access: Attempt to gain unauthorized access to any portion of the website, user enquiries, backend administrative systems, or related infrastructure.
- Automated Data Harvesting: Use automated bots, scrapers, crawlers, or extraction tools to harvest data, text, or visual assets without prior written consent.
- Harmful Code: Introduce viruses, trojans, worms, logic bombs, or any malicious or technologically harmful software.
- Misrepresentation: Impersonate any person or entity, or falsely state or misrepresent your affiliation with any person or organization in messages or enquiry submissions.
04.
Website Content
All materials published on this website—including articles, thought leadership columns, educational insights, financial calculators, downloadable resources, book overviews, and media commentary—are provided strictly for general informational and educational purposes unless explicitly stated otherwise.
While content is prepared with thoughtful professional rigor, financial, economic, and taxation frameworks change over time. Content published on this site represents perspectives current as of the date of publication and may be updated or archived without prior notice.
05.
Financial Information Disclaimer
Important Notice: Information provided on this website is for general financial education and literacy only. It should not automatically be treated as personalized financial, investment, tax, legal, or accounting advice.
Personal financial decisions, taxation strategies, and investment plans depend upon individual circumstances, goals, time horizons, and risk tolerance. Nothing on this website constitutes a formal offer, solicitation, recommendation, or endorsement to buy, sell, or hold any financial instrument or engage in a specific transaction.
Visitors should evaluate their own requirements and, where appropriate, seek personalized guidance from qualified professional advisors before making significant financial or tax decisions. We make no exaggerated claims or guarantees regarding financial outcomes or returns.
06.
Financial Calculators
The financial calculators made available on this website (including SIP, Retirement Planning, Loan EMI, Tax estimation, and Savings Growth tools) are interactive mathematical estimation models provided solely for illustrative and planning purposes.
- Estimates Only: Results generated are estimates based on standard mathematical formulas, user-provided inputs, and hypothetical rates of return or compounding frequencies.
- No Guarantees: Actual investment performance, tax liabilities, inflation rates, and loan terms may differ substantially due to market volatility, regulatory revisions, institution-specific fees, and individual tax profiles.
- Independent Verification: Calculator outputs must not be treated as binding financial projections, guaranteed returns, or formal quotes from financial institutions.
07.
Intellectual Property
All content and materials presented on this website—including but not limited to written articles, texts, graphics, logos, brand elements, audio-visual features, design layouts, original methodologies, and book summaries—are the intellectual property of Mitali Mehta or are used under authorized license or fair credit.
You are granted a limited, non-exclusive, revocable license to access and view website content for personal, non-commercial use. You may not reproduce, modify, distribute, republish, create derivative works from, sell, or exploit any content from this website for commercial purposes without prior written authorization.
08.
External Links
This website may contain hyperlinks to third-party websites, publication portals, media features, video channels, or external platforms. These links are provided solely for your convenience and supplementary reference.
Mitali Mehta has no control over the nature, accuracy, content, security, or privacy policies of third-party websites. The inclusion of any link does not necessarily imply an endorsement or recommendation of the views expressed within them. Visiting external sites is done at your own risk.
09.
User Enquiries & Communications
When you submit an enquiry, advisory request, appointment query, or message through our contact forms, email routes, or website guide:
- No Automatic Advisory Relationship: Submitting an enquiry or initial message does not automatically create a professional, advisory, fiduciary, or client relationship.
- Formal Engagement Required: A formal professional relationship is established solely upon mutual execution of a written advisory engagement or service agreement detailing agreed scope, terms, and conditions.
- Confidential Handling: Information submitted via enquiries is treated with care and confidentiality in accordance with our Privacy Policy.
10.
Accuracy of Information
While reasonable efforts are made to ensure that the information, analysis, and data presented on this website are accurate, current, and reliable at the time of publication, economic environments, tax rules, and regulations evolve continuously.
We do not warrant or guarantee that all content on the website is completely exhaustive, up-to-date, or entirely free from typographical errors or omissions. We reserve the right to modify, amend, or update site materials at any time without notice.
11.
Website Availability
We endeavor to maintain smooth and continuous operation of this website. However, we cannot guarantee uninterrupted, continuous, or secure access to the site at all times.
Access may be temporarily suspended, restricted, or delayed without notice due to scheduled system maintenance, server upgrades, network issues, or circumstances beyond our reasonable control.
12.
Limitation of Liability
To the fullest extent permitted by applicable law, Mitali Mehta and associated entities shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to:
- Your access to, use of, or inability to access or use this website;
- Any reliance placed upon general articles, commentary, educational materials, or calculator estimates;
- Any technical failure, transmission interruption, computer virus, or system malfunction;
- Content or services provided on linked third-party websites.
Your use of this website and reliance on any published material is at your sole discretion and judgment.
13.
Privacy
Your privacy is of utmost importance to us. The collection, storage, and processing of any personal information or communications you provide through this website are governed by our Privacy Policy.
By using this website, you consent to the practices described in the Privacy Policy.
14.
Changes to These Terms
We reserve the right to review, modify, or update these Terms & Conditions periodically to reflect changes in our website operations, educational offerings, regulatory requirements, or industry practices.
Any updates will be posted directly on this page with an updated “Last Updated” date at the top of the document. Your continued use of the website following any revisions signifies your acceptance of the updated Terms.
15.
Governing Law & Jurisdiction
These Terms & Conditions and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of [Add approved governing law and jurisdiction].
Any legal proceeding or claim relating to the use of this website shall be subject to the exclusive jurisdiction of the competent courts located in [Add approved governing law and jurisdiction].
16.
Contact Us
If you have any questions, clarifications, or feedback regarding these Terms & Conditions, please reach out to us through our website’s contact channels:
